uob personal banking
uob personal banking
Blog Article
UOB Financial institution presents a range of personalized banking providers designed to meet up with the monetary requires of individuals. Down below is an in depth overview that can assist you fully grasp The true secret areas and offerings.
Sorts of Accounts
Cost savings Account: This account helps you to save cash while earning curiosity.
Options: Easy access, curiosity earnings, small fees.
Rewards: Harmless place for your money, probable growth via fascination.
Latest Account: Perfect for daily transactions and handling bills.
Options: Checkbook facility, overdraft protection.
Advantages: Practical for normal payments and withdrawals.
Fastened Deposit Account: For people looking to make larger fascination costs about a hard and fast period of time.
Capabilities: Preset time period deposits, bigger desire fees compared to savings accounts.
Advantages: Secure expense option with predictable returns.
Financial loans
Own Financial loans: Unsecured loans that may be used for various applications like instruction or household renovation.
Sorts:
Installment Loans
Credit Strains
Rewards: Flexible repayment conditions, competitive interest fees.
Household Loans: Personalized alternatives for getting home or refinancing present mortgages.
Types:
Fastened Charge Home Financial loan
Floating Charge Home Financial loan
Rewards: Different options to fit unique demands, appealing premiums.
Credit Cards
UOB presents a range of charge cards catering to different life and shelling out habits:
Rewards Playing cards: Earn here factors on every acquire that may be redeemed for gifts or journey miles.
Cashback Playing cards: Get cash rebates on every day expending including groceries and eating out.
Vacation Playing cards: Unique Added benefits like air miles accumulation and vacation insurance policy protection.
Financial investment Solutions
For individuals keen on growing their wealth by means of investments:
Device Trusts * Diversified portfolio managed by industry experts. * Suitable for lengthy-phrase expansion aims.
Structured Deposits * Brings together the options of conventional deposits with investment decision merchandise. * Most likely bigger returns but with a few hazard involved.
Insurance coverage Goods
To guard your self and your family towards unforeseen events:
Life Insurance * Provides financial stability in the event of Demise or vital sickness. * May also serve as a price savings Software depending on the plan decided on.
Wellness Insurance policy * Covers professional medical charges which includes hospitalization expenses. * Important for mitigating significant healthcare prices.
Digital Banking Solutions
Convenience at your fingertips by digital platforms:
World-wide-web Banking
Means that you can control your funds on the net:
Check out account balances and transaction record
Transfer money between accounts or fork out expenses
Submit an application for new items (financial loans/credit cards)
Cellular Banking
Banking on-the-go via cellular applications:
Rapid equilibrium checks
Mobile payment selections (QR code payments)
Notifications & alerts about account activity
With these in depth offerings, UOB aims to offer personalized banking remedies that cater specifically to specific requirements although making sure comfort and protection in all transactions.